Red flags first
4
Special assessments, lawsuits, rental caps and weak reserves, at the top where you'll see them.
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Special assessments, rental bans, pet limits and lawsuits hide in the hundreds of pages you get days before closing. We read every one in minutes and show you exactly where each problem is.
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Reads the whole resale package
Found in our sample report
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Every page, every document
CC&Rs, bylaws, budgets, reserve studies and years of board minutes. Nobody reads all of it before closing. We do, and we bring back what matters with the page it's on.
Verified, not guessed
“the Board voted to propose a special assessment of $9,800 per Unit, to be presented to owners at the October meeting.”
How it works
Drop in the PDFs from your seller, agent or HOA: CC&Rs, bylaws, budget, reserve study and minutes. Scans are fine.
Fees, assessments, rental and pet rules, lawsuits and reserves are pulled out and highlighted, all the way down to the board minutes.
Each finding is matched against the text of the page it cites. If the quote isn't there, the finding doesn't make your report.
Red flags first, your plans checked, reserves scored and questions to ask the HOA, on one page you can share with your agent.
Try it yourself
Seven documents for Cedar Hollow, a made-up condo. Load them, pick what you want to know, then open any finding on the page it came from.
Your HOA documents go here
Try it with ours: 7 PDFs, 20 pages.
Pick a few. The report answers each one from the documents.
0 of 20 pages read
Sample report
Cedar Hollow is made up; everything in its documents is invented. Your report reads your own documents.
Features
Red flags first
4
Special assessments, lawsuits, rental caps and weak reserves, at the top where you'll see them.
Reserve health
Percent funded, what's coming due and what's been saved, worked out from the budget and reserve study. Example: 25% funded against a $1.24M target.
Ask anything
Can I rent it for six months?
No. Leases must run at least 12 months.1 CC&Rs, p. 2
What we look for
Loan check
We compare the documents with Fannie Mae's condo rules, like lawsuits, reserves and owners behind on dues, and flag what could stop a loan.
Questions to ask
Every report ends with specific questions for the HOA or seller, like who pays a proposed assessment.
Private by design
They're used only to build your report and answer your questions. Unpaid uploads are gone in 24 hours.
For the whole deal
Who it's for
Buyers
Agents
See your red flags first. Unlock the full report for half off your first one.
Documents in your email? Forward it to docs@hoafineprint.com and we'll send you the link.
Five pages of documents for Willow Creek, a sample condo association. The report found a proposed $9,800 special assessment, 25% funded reserves and a pending lawsuit.
Open the sample reportThe insurer has reserved its rights, so owners could bear the cost of a loss.
“the Association remains a defendant in the lawsuit filed by the owners of Unit 214 regarding water intrusion.”
Why it's worth it
Willow Creek is our sample association. Your documents will say something different; that's why it's worth reading them.
Pay once per property. No subscription, and a full refund if we can't finish your report.
See your red flags before you pay anything.
What you get
The full report for a typical condo or HOA package.
Everything in Free scan, plus:
For big packages, and for follow-up questions.
Everything in Standard, plus:
Real estate agent? Buy report credits from $29 a report.
HOA Fine Print summarizes what your documents say. It isn't legal advice.
We're opening to the waitlist first, in the order people joined. You'll get an email when your spot opens. Sharing your link helps us know where to launch first.
Yes. Upload your documents for a free scan and we'll show you how many red flags and cautions we found, your biggest red flag in full with its page, and your reserve rating. Unlock the full report only if you want the rest. One free scan per email, for packages up to 150 pages.
Your first full report is half off: $29 for Standard or $64 for Complete, instead of $59 and $129. Later properties are regular price. You can use the offer after a free scan or on its own.
Yes. Forward the email with the PDFs attached to docs@hoafineprint.com. We'll reply with a link to your report, where you can start a free scan or choose the full report. Nothing is charged until you do.
Everything in a resale or disclosure package: the declaration or CC&Rs, bylaws, rules, the current budget, the reserve study and recent board minutes. Minutes are often where special assessments and lawsuits first appear.
Every finding includes a quote and a page number, and we check each quote against the text of that page before it goes in your report. Quotes that don't match are dropped. Scanned pages can't be checked automatically, so those findings are labeled for you to confirm.
You could, and it's handy for a quick question. HOA Fine Print is built for this one job. It reads every page of a package up to 600 pages, gives the page behind every finding and checks that the quote is really there, applies the condo rules Fannie Mae and FHA lenders use, lists the key documents missing from your package, and writes the email to the HOA with your questions. A general chatbot does none of that unless you know to ask, and you can't easily tell what it skipped.
No. HOA Fine Print summarizes what your documents say. When a finding involves litigation, a large assessment, weak reserves or a rule that affects your plans, the report recommends an attorney review.
They're used only to build your report and answer your questions. Unpaid uploads are deleted after 24 hours, and everything else 30 days after upload.
Yes. Sign in to the agent dashboard with your email and buy report credits: 5 for $199, 15 for $499, or 5 a month for $149. Each credit is a Complete report you can run for any client, and every report you run shows up in your dashboard.
Scan your documents free. Your first full report is half off.
Scan my documents freeYou're on the list
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This is a sample report for a fictional association, Willow Creek. Join the waitlistGet one for your property.
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HOA document report
We recommend an attorney review. Some findings involve litigation, large assessments, weak reserves or rules that affect your plans.
Using an FHA or VA loan? Look the building up on HUD's FHA-approved condo list or the VA condo report. How lenders review condos
A ready-to-send email with the questions above. Ask for answers in writing so you have them before closing.
Q&A with your documents is included with the Complete plan.
Try “Can I rent the unit out for six months?” or “Are any big repairs planned?”
HOA Fine Print summarizes what your documents say. It isn't legal advice.